:root {
  --forest: #0070C0;
  --forest-deep: #004F8C;
  --forest-mid: #0090D8;
  --forest-light: #00AEEF;
  --gold: #0090D8;
  --gold-bright: #00AEEF;
  --gold-pale: #E8F4FB;
  --cream: #F4FAFD;
  --parchment: #EBF5FB;
  --charcoal: #0D1B2A;
  --ink: #1A2F45;
  --mid: #4A5568;
  --muted: #7A8FA6;
  --faint: #C5D8E8;
  --line: #D6E8F4;
  --white: #FFFFFF;
  --red: #C0392B;
  --radius: 12px;
  --shadow: 0 4px 24px rgba(0,112,192,0.10);
  --shadow-lg: 0 12px 48px rgba(0,112,192,0.16);
}
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Sora', sans-serif;
  background: var(--cream);
  color: var(--charcoal);
  font-size: 15px;
  line-height: 1.65;
  overflow-x: hidden;
}
img { display: block; max-width: 100%; }
a { text-decoration: none; color: inherit; }

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   PAGE SYSTEM
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
.page { display: none; }
.page.active { display: block; }

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   NAV
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 999;
  background: #ffffff;
  border-bottom: 1px solid #D6E8F4;
  box-shadow: 0 2px 12px rgba(0,112,192,0.08);
  padding: 0 40px;
  height: 76px;
  display: flex; align-items: center; justify-content: space-between;
}
.nav-logo {
  display: flex; align-items: center; gap: 12px;
  cursor: pointer;
}
.nav-logo-badge {
  width: 38px; height: 38px;
  background: var(--forest);
  border-radius: 8px;
  display: grid; place-items: center;
  font-family: 'Playfair Display', serif;
  font-size: 15px; font-weight: 700;
  color: white;
}
.nav-logo-text {
  font-family: 'Playfair Display', serif;
  font-size: 18px; font-weight: 600;
  color: var(--forest-deep);
  line-height: 1;
}
.nav-logo-text span { font-size: 11px; display: block; font-family: 'Sora', sans-serif; font-weight: 400; color: var(--muted); letter-spacing: 0.04em; margin-top: 2px; }
.nav-links {
  display: flex; align-items: center; gap: 6px;
  list-style: none;
}
.nav-links li a, .nav-links li button {
  font-family: 'Sora', sans-serif;
  font-size: 13px; font-weight: 500;
  color: var(--mid);
  padding: 8px 14px;
  border-radius: 6px;
  transition: all 0.2s;
  background: none; border: none; cursor: pointer;
  white-space: nowrap;
}
.nav-links li a:hover, .nav-links li button:hover { color: var(--forest); background: var(--gold-pale); }
.nav-links li a.active, .nav-links li button.active { color: var(--forest); font-weight: 600; }
.nav-cta {
  display: flex; align-items: center; gap: 10px;
}
.btn-nav {
  background: var(--forest) !important;
  color: white !important;
  font-weight: 600 !important;
  padding: 9px 20px !important;
  border-radius: 8px !important;
  transition: background 0.2s !important;
  border: none !important;
  cursor: pointer !important;
}
.btn-nav:hover { background: var(--forest-mid) !important; }

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   HERO
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
.hero {
  min-height: 100vh;
  background: var(--forest-deep);
  display: flex; align-items: center;
  padding: 68px 0 0;
  position: relative;
  overflow: hidden;
}
.hero-bg {
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 70% 80% at 80% 50%, rgba(0,174,239,0.22) 0%, transparent 60%),
    radial-gradient(ellipse 40% 50% at 10% 80%, rgba(0,144,216,0.12) 0%, transparent 50%);
}
/* Geometric pattern */
.hero-pattern {
  position: absolute; right: 0; top: 0; bottom: 0;
  width: 50%;
  opacity: 0.06;
  background-image:
    repeating-linear-gradient(45deg, rgba(255,255,255,0.3) 0, rgba(255,255,255,0.3) 1px, transparent 0, transparent 50%);
  background-size: 30px 30px;
}
.hero-inner {
  position: relative; z-index: 2;
  max-width: 1200px; margin: 0 auto;
  padding: 80px 40px 100px;
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 60px; align-items: center;
}
.hero-tag {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(0,144,216,0.15);
  border: 1px solid rgba(0,144,216,0.35);
  border-radius: 100px;
  padding: 6px 14px;
  font-size: 11.5px; font-weight: 600;
  letter-spacing: 0.08em; text-transform: uppercase;
  color: var(--gold-bright);
  margin-bottom: 24px;
}
.hero-tag::before { content: ''; width: 6px; height: 6px; background: var(--gold-bright); border-radius: 50%; }
.hero h1 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(38px, 5vw, 58px);
  font-weight: 700;
  color: white;
  line-height: 1.12;
  letter-spacing: -0.02em;
  margin-bottom: 22px;
}
.hero h1 em { font-style: italic; color: var(--gold-bright); }
.hero-sub {
  font-size: 16px; font-weight: 300;
  color: rgba(255,255,255,0.65);
  max-width: 440px;
  margin-bottom: 36px;
  line-height: 1.8;
}
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }
.btn-primary {
  display: inline-flex; align-items: center; gap: 8px;
  background: white;
  color: var(--forest-deep);
  font-family: 'Sora', sans-serif;
  font-size: 14px; font-weight: 600;
  padding: 14px 28px; border-radius: 8px;
  border: none; cursor: pointer;
  transition: all 0.2s;
}
.btn-primary:hover { background: var(--gold-bright); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(0,144,216,0.35); }
.btn-outline {
  display: inline-flex; align-items: center; gap: 8px;
  background: transparent;
  color: white;
  font-family: 'Sora', sans-serif;
  font-size: 14px; font-weight: 500;
  padding: 13px 26px; border-radius: 8px;
  border: 1.5px solid rgba(255,255,255,0.25);
  cursor: pointer;
  transition: all 0.2s;
}
.btn-outline:hover { border-color: rgba(255,255,255,0.6); background: rgba(255,255,255,0.07); }
.hero-stats {
  display: flex; gap: 32px; margin-top: 44px;
  padding-top: 36px;
  border-top: 1px solid rgba(255,255,255,0.1);
}
.stat-item {}
.stat-num {
  font-family: 'Playfair Display', serif;
  font-size: 28px; font-weight: 700;
  color: var(--gold-bright);
}
.stat-label { font-size: 12px; color: rgba(255,255,255,0.5); font-weight: 400; margin-top: 2px; }

/* Hero visual */
.hero-visual {
  display: flex; flex-direction: column; gap: 16px;
}
.hero-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 16px;
  padding: 22px 26px;
  backdrop-filter: blur(10px);
  animation: floatCard 6s ease-in-out infinite;
}
.hero-card:nth-child(2) { margin-left: 40px; animation-delay: 2s; }
.hero-card:nth-child(3) { margin-left: 20px; animation-delay: 4s; }
@keyframes floatCard {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-6px); }
}
.hc-top { display: flex; justify-content: space-between; align-items: flex-start; margin-bottom: 10px; }
.hc-product { font-size: 11px; text-transform: uppercase; letter-spacing: 0.1em; color: var(--gold-bright); font-weight: 600; }
.hc-badge { background: rgba(0,144,216,0.25); color: #60C0F0; font-size: 10.5px; font-weight: 600; padding: 3px 10px; border-radius: 100px; }
.hc-title { font-family: 'Playfair Display', serif; font-size: 17px; color: white; font-weight: 600; margin-bottom: 4px; }
.hc-amount { font-size: 13px; color: rgba(255,255,255,0.55); }

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   SHARED SECTION STYLES
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
.section { padding: 96px 40px; max-width: 1200px; margin: 0 auto; }
.section-full { padding: 96px 0; }
.section-full .section-inner { max-width: 1200px; margin: 0 auto; padding: 0 40px; }
.eyebrow {
  font-size: 11px; font-weight: 600;
  letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 10px;
  display: block;
}
.section-heading {
  font-family: 'Playfair Display', serif;
  font-size: clamp(28px, 4vw, 44px);
  font-weight: 700;
  color: var(--charcoal);
  line-height: 1.18;
  letter-spacing: -0.02em;
}
.section-heading em { font-style: italic; color: var(--forest-mid); }
.section-sub { font-size: 15.5px; color: var(--mid); max-width: 520px; margin-top: 14px; line-height: 1.75; }

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   TRUST BAR
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
.trust-bar {
  background: var(--parchment);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  padding: 28px 40px;
}
.trust-bar-inner {
  max-width: 1200px; margin: 0 auto;
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 20px;
}
.trust-item {
  display: flex; align-items: center; gap: 12px;
}
.trust-icon {
  width: 42px; height: 42px;
  background: white;
  border: 1px solid var(--line);
  border-radius: 10px;
  display: grid; place-items: center;
  font-size: 18px;
  flex-shrink: 0;
}
.trust-text strong { font-size: 13px; font-weight: 600; color: var(--charcoal); display: block; }
.trust-text span { font-size: 11.5px; color: var(--muted); }
.trust-divider { width: 1px; height: 36px; background: var(--line); }

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   PRODUCT CARDS (HOME)
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
.products-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-top: 48px;
}
.prod-card {
  background: white;
  border: 1.5px solid var(--line);
  border-radius: 16px;
  padding: 32px;
  transition: all 0.3s;
  cursor: pointer;
  position: relative;
  overflow: hidden;
}
.prod-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s;
}
.prod-card:hover { border-color: var(--forest-light); box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.prod-card:hover::before { transform: scaleX(1); }
.prod-num {
  font-size: 10px; font-weight: 700;
  letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 14px;
}
.prod-icon {
  width: 52px; height: 52px;
  border-radius: 12px;
  display: grid; place-items: center;
  font-size: 22px;
  margin-bottom: 16px;
}
.prod-icon.green { background: rgba(0,112,192,0.08); }
.prod-icon.gold { background: rgba(0,144,216,0.1); }
.prod-card h3 {
  font-family: 'Playfair Display', serif;
  font-size: 20px; font-weight: 700;
  color: var(--charcoal);
  margin-bottom: 10px;
  letter-spacing: -0.01em;
}
.prod-card p { font-size: 13.5px; color: var(--mid); line-height: 1.7; margin-bottom: 20px; }
.prod-highlights {
  display: flex; flex-wrap: wrap; gap: 8px;
  margin-bottom: 22px;
}
.prod-tag {
  font-size: 11px; font-weight: 600;
  background: var(--cream);
  border: 1px solid var(--line);
  border-radius: 100px;
  padding: 4px 12px;
  color: var(--mid);
}
.prod-cta {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 13px; font-weight: 600;
  color: var(--forest-mid);
  transition: gap 0.2s;
}
.prod-cta svg { width: 14px; height: 14px; transition: transform 0.2s; }
.prod-card:hover .prod-cta svg { transform: translateX(4px); }

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   HOW IT WORKS
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
.how-bg {
  background: var(--forest-deep);
  padding: 96px 0;
}
.how-inner { max-width: 1200px; margin: 0 auto; padding: 0 40px; }
.how-steps {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 0;
  margin-top: 56px;
  position: relative;
}
.how-steps::before {
  content: '';
  position: absolute;
  top: 28px; left: 10%; right: 10%;
  height: 1px;
  background: linear-gradient(to right, transparent, rgba(0,144,216,0.4), transparent);
}
.how-step {
  text-align: center;
  padding: 0 20px;
  position: relative;
  z-index: 1;
}
.how-num {
  width: 56px; height: 56px;
  border-radius: 50%;
  border: 2px solid rgba(0,144,216,0.5);
  background: var(--forest-deep);
  display: grid; place-items: center;
  margin: 0 auto 20px;
  font-family: 'Playfair Display', serif;
  font-size: 20px; font-weight: 700;
  color: var(--gold-bright);
}
.how-step h4 { font-size: 15px; font-weight: 600; color: white; margin-bottom: 8px; }
.how-step p { font-size: 13px; color: rgba(255,255,255,0.5); line-height: 1.6; }

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   TESTIMONIAL / WHY US
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
.why-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 60px; align-items: center;
  margin-top: 0;
}
.why-visual {
  background: var(--forest);
  border-radius: 20px;
  padding: 48px 40px;
  position: relative;
  overflow: hidden;
}
.why-visual::before {
  content: '';
  position: absolute; top: -40px; right: -40px;
  width: 200px; height: 200px;
  border-radius: 50%;
  background: rgba(0,144,216,0.15);
}
.why-stat-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; position: relative; }
.why-stat {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 12px;
  padding: 22px;
}
.why-stat-num {
  font-family: 'Playfair Display', serif;
  font-size: 32px; font-weight: 700;
  color: var(--gold-bright);
  line-height: 1;
}
.why-stat-label { font-size: 12px; color: rgba(255,255,255,0.55); margin-top: 6px; }
.why-points { list-style: none; margin-top: 28px; display: flex; flex-direction: column; gap: 16px; }
.why-point {
  display: flex; gap: 14px; align-items: flex-start;
}
.why-check {
  width: 24px; height: 24px; flex-shrink: 0;
  border-radius: 50%;
  background: rgba(0,144,216,0.2);
  border: 1.5px solid var(--forest-light);
  display: grid; place-items: center;
  font-size: 11px; color: var(--forest-light);
  margin-top: 1px;
}
.why-point-text strong { font-size: 14px; font-weight: 600; color: var(--charcoal); display: block; }
.why-point-text span { font-size: 13px; color: var(--mid); }

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   CTA BANNER
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
.cta-banner {
  background: linear-gradient(135deg, var(--forest-deep) 0%, var(--forest) 100%);
  padding: 80px 40px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 60% 80% at 50% 100%, rgba(0,144,216,0.18), transparent);
}
.cta-banner-inner { position: relative; z-index: 1; max-width: 640px; margin: 0 auto; }
.cta-banner h2 {
  font-family: 'Playfair Display', serif;
  font-size: 36px; font-weight: 700;
  color: white; margin-bottom: 16px;
  letter-spacing: -0.02em;
}
.cta-banner p { font-size: 15px; color: rgba(255,255,255,0.65); margin-bottom: 32px; }
.cta-group { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   FOOTER
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
footer {
  background: var(--charcoal);
  padding: 64px 40px 32px;
}
.footer-inner { max-width: 1200px; margin: 0 auto; }
.footer-top {
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px; padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.footer-brand p { font-size: 13.5px; color: rgba(255,255,255,0.45); line-height: 1.8; margin-top: 16px; max-width: 280px; }
.footer-col h5 {
  font-size: 11px; font-weight: 700;
  letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--gold-bright); margin-bottom: 18px;
}
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-col ul li a {
  font-size: 13.5px; color: rgba(255,255,255,0.5);
  transition: color 0.2s;
}
.footer-col ul li a:hover { color: white; }
.footer-bottom {
  display: flex; justify-content: space-between; align-items: center;
  padding-top: 28px; flex-wrap: wrap; gap: 12px;
}
.footer-bottom p { font-size: 12px; color: rgba(255,255,255,0.3); }
.footer-badges { display: flex; gap: 10px; }
.footer-badge {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 6px;
  padding: 4px 12px;
  font-size: 11px; font-weight: 600;
  color: rgba(255,255,255,0.45);
  letter-spacing: 0.04em;
}

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   PRODUCTS PAGE
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
.page-hero {
  background: var(--forest-deep);
  padding: 120px 40px 80px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 60% 100% at 50% 100%, rgba(0,144,216,0.2), transparent);
}
.page-hero-inner { position: relative; z-index: 1; max-width: 680px; margin: 0 auto; }
.page-hero h1 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(32px, 5vw, 52px); font-weight: 700;
  color: white; letter-spacing: -0.02em; margin-bottom: 14px;
}
.page-hero p { font-size: 15.5px; color: rgba(255,255,255,0.6); }

.product-detail {
  background: white;
  border: 1.5px solid var(--line);
  border-radius: 20px;
  overflow: hidden;
  margin-bottom: 28px;
}
.pd-header {
  background: var(--forest);
  padding: 36px 40px;
  display: flex; align-items: flex-start; justify-content: space-between;
  gap: 20px;
}
.pd-header-left {}
.pd-num { font-size: 10px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: rgba(200,228,42,0.7); margin-bottom: 8px; }
.pd-header h2 {
  font-family: 'Playfair Display', serif;
  font-size: 26px; font-weight: 700; color: white;
  margin-bottom: 8px;
}
.pd-header p { font-size: 13.5px; color: rgba(255,255,255,0.6); max-width: 520px; line-height: 1.7; }
.pd-badge {
  background: rgba(0,144,216,0.2);
  border: 1px solid rgba(0,144,216,0.4);
  border-radius: 8px;
  padding: 10px 18px;
  text-align: center;
  flex-shrink: 0;
}
.pd-badge-label { font-size: 10px; text-transform: uppercase; letter-spacing: 0.08em; color: rgba(255,255,255,0.5); }
.pd-badge-val { font-family: 'Playfair Display', serif; font-size: 18px; font-weight: 700; color: var(--gold-bright); margin-top: 2px; }
.pd-body { padding: 36px 40px; }
.pd-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; }
.pd-features h4, .pd-rates h4 {
  font-size: 12px; font-weight: 700; letter-spacing: 0.1em;
  text-transform: uppercase; color: var(--gold);
  margin-bottom: 16px;
}
.feature-list { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.feature-item {
  display: flex; gap: 10px;
  font-size: 13.5px; color: var(--mid);
}
.feature-dot {
  width: 18px; height: 18px; flex-shrink: 0;
  border-radius: 50%; background: rgba(0,112,192,0.1);
  border: 1.5px solid var(--forest-light);
  display: grid; place-items: center;
  font-size: 9px; color: var(--forest-mid);
  margin-top: 2px;
}
.rate-table { width: 100%; border-collapse: collapse; font-size: 13px; }
.rate-table th {
  text-align: left; padding: 8px 12px;
  font-size: 10.5px; font-weight: 600; letter-spacing: 0.05em;
  text-transform: uppercase; color: var(--muted);
  border-bottom: 2px solid var(--line);
}
.rate-table td {
  padding: 10px 12px;
  border-bottom: 1px solid var(--line);
  color: var(--charcoal);
}
.rate-table tr:last-child td { border-bottom: none; }
.rate-table tr:hover td { background: var(--cream); }
.rate-table td:last-child { font-weight: 600; color: var(--forest-mid); }
.pd-footer {
  padding: 20px 40px;
  background: var(--cream);
  border-top: 1px solid var(--line);
  display: flex; align-items: center; justify-content: space-between;
}
.pd-commission { font-size: 13px; color: var(--mid); }
.pd-commission strong { color: var(--forest); }
.btn-sm {
  display: inline-flex; align-items: center; gap: 6px;
  background: var(--forest);
  color: white;
  font-family: 'Sora', sans-serif;
  font-size: 13px; font-weight: 600;
  padding: 10px 20px; border-radius: 8px;
  border: none; cursor: pointer;
  transition: background 0.2s;
}
.btn-sm:hover { background: var(--forest-mid); }
.btn-sm-outline {
  display: inline-flex; align-items: center; gap: 6px;
  background: white;
  color: var(--forest);
  font-family: 'Sora', sans-serif;
  font-size: 13px; font-weight: 600;
  padding: 10px 20px; border-radius: 8px;
  border: 1.5px solid var(--forest);
  cursor: pointer;
  transition: all 0.2s;
}
.btn-sm-outline:hover { background: var(--forest); color: white; }

/* Plan cards */
.plan-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-top: 12px; }
.plan-card-d {
  border: 1.5px solid var(--line);
  border-radius: 10px;
  padding: 16px;
  text-align: center;
  cursor: pointer;
  transition: all 0.2s;
}
.plan-card-d:hover { border-color: var(--forest-light); background: rgba(0,112,192,0.04); }
.plan-card-d.featured {
  border-color: var(--gold);
  background: var(--gold-pale);
  position: relative;
}
.plan-card-d.featured::before {
  content: 'POPULAR';
  position: absolute; top: -10px; left: 50%; transform: translateX(-50%);
  background: var(--gold);
  color: white;
  font-size: 9px; font-weight: 700; letter-spacing: 0.1em;
  padding: 2px 10px; border-radius: 100px;
}
.plan-name-d { font-weight: 700; font-size: 13px; color: var(--charcoal); }
.plan-sum { font-family: 'Playfair Display', serif; font-size: 18px; font-weight: 700; color: var(--forest); margin: 6px 0; }
.plan-prem { font-size: 11.5px; color: var(--muted); }

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   PROPOSAL PAGE
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
.proposal-layout {
  max-width: 860px; margin: 0 auto;
  padding: 40px 24px 80px;
}
.step-bar {
  display: flex; align-items: center; margin-bottom: 40px;
}
.sb-step { display: flex; align-items: center; gap: 8px; flex: 1; }
.sb-step:last-child { flex: 0; }
.sb-num {
  width: 30px; height: 30px; border-radius: 50%;
  border: 2px solid var(--faint);
  display: grid; place-items: center;
  font-size: 12px; font-weight: 600;
  background: white; color: var(--muted);
  transition: all 0.3s; flex-shrink: 0;
}
.sb-step.active .sb-num { background: var(--forest); border-color: var(--forest); color: white; }
.sb-step.done .sb-num { background: var(--forest-light); border-color: var(--forest-light); color: white; }
.sb-label { font-size: 12px; font-weight: 500; color: var(--muted); }
.sb-step.active .sb-label { color: var(--forest); font-weight: 600; }
.sb-step.done .sb-label { color: var(--forest-light); }
.sb-line { flex: 1; height: 2px; background: var(--line); margin: 0 8px; transition: background 0.3s; }
.sb-line.done { background: var(--forest-light); }
.prop-page { display: none; }
.prop-page.active { display: block; }
.card { background: white; border: 1.5px solid var(--line); border-radius: var(--radius); padding: 28px; margin-bottom: 20px; }
.card-head { font-weight: 600; font-size: 14px; color: var(--charcoal); margin-bottom: 18px; display: flex; align-items: center; gap: 8px; }
.card-head::before { content: ''; display: block; width: 4px; height: 16px; background: var(--gold); border-radius: 2px; }
.fg { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.fg.one { grid-template-columns: 1fr; }
.fg.three { grid-template-columns: 1fr 1fr 1fr; }
.field { display: flex; flex-direction: column; gap: 5px; }
.field.full { grid-column: 1 / -1; }
label { font-size: 11.5px; font-weight: 600; color: var(--mid); letter-spacing: 0.04em; text-transform: uppercase; }
label .req { color: var(--red); }
input[type="text"], input[type="email"], input[type="tel"], input[type="number"], input[type="date"], select, textarea {
  border: 1.5px solid var(--line);
  border-radius: 8px;
  padding: 11px 14px;
  font-family: 'Sora', sans-serif;
  font-size: 14px;
  color: var(--charcoal);
  background: white;
  width: 100%;
  transition: border-color 0.2s, box-shadow 0.2s;
  appearance: none;
}
input:focus, select:focus, textarea:focus {
  outline: none;
  border-color: var(--forest-mid);
  box-shadow: 0 0 0 3px rgba(0,112,192,0.1);
}
input::placeholder, textarea::placeholder { color: #C8C8C8; }
textarea { resize: vertical; min-height: 80px; }
select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23888' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
}

/* Product chooser */
.prod-grid-choose { display: grid; grid-template-columns: repeat(2,1fr); gap: 14px; }
.pc-card {
  border: 2px solid var(--line);
  border-radius: 12px;
  padding: 22px;
  cursor: pointer;
  transition: all 0.2s;
  position: relative;
  background: white;
}
.pc-card:hover { border-color: var(--forest-light); }
.pc-card.sel { border-color: var(--forest); background: rgba(0,112,192,0.03); }
.pc-card input { position: absolute; opacity: 0; }
.pc-check {
  position: absolute; top: 14px; right: 14px;
  width: 20px; height: 20px;
  border: 2px solid var(--line);
  border-radius: 50%;
  transition: all 0.2s;
}
.pc-card.sel .pc-check { background: var(--forest); border-color: var(--forest); }
.pc-card.sel .pc-check::after { content: '✓'; position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%); color: white; font-size: 10px; font-weight: 700; }
.pc-num { font-size: 10px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--gold); margin-bottom: 8px; }
.pc-name { font-family: 'Playfair Display', serif; font-size: 17px; font-weight: 700; color: var(--charcoal); margin-bottom: 6px; }
.pc-desc { font-size: 12.5px; color: var(--muted); line-height: 1.5; }

/* Plan selector */
.plan-sel-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 10px; margin-top: 8px; }
.psc {
  border: 2px solid var(--line);
  border-radius: 9px;
  padding: 14px 10px;
  text-align: center;
  cursor: pointer;
  transition: all 0.2s;
  position: relative;
  background: white;
}
.psc:hover { border-color: var(--forest-light); }
.psc.sel { border-color: var(--forest); background: rgba(0,112,192,0.04); }
.psc input { position: absolute; opacity: 0; }
.psc-name { font-weight: 700; font-size: 13px; color: var(--charcoal); }
.psc-sum { font-family: 'Playfair Display', serif; font-size: 16px; color: var(--forest); margin: 4px 0; }
.psc-prem { font-size: 11px; color: var(--muted); }

/* Summary box */
.sum-box {
  background: rgba(0,112,192,0.04);
  border: 1.5px solid rgba(0,112,192,0.2);
  border-radius: 10px;
  padding: 20px 24px;
  margin-bottom: 20px;
}
.sum-head { font-family: 'Playfair Display', serif; font-size: 16px; font-weight: 700; color: var(--forest); margin-bottom: 14px; }
.sum-row { display: flex; justify-content: space-between; font-size: 13.5px; padding: 6px 0; border-bottom: 1px solid rgba(0,112,192,0.1); }
.sum-row:last-child { border-bottom: none; }
.sum-row .k { color: var(--mid); }
.sum-row .v { font-weight: 600; color: var(--charcoal); }
.sum-row.hi .v { color: var(--forest); font-size: 16px; font-family: 'Playfair Display', serif; }
.notice-box {
  background: var(--gold-pale);
  border-left: 3px solid var(--gold);
  border-radius: 6px;
  padding: 12px 16px;
  font-size: 13px; color: var(--mid);
  margin: 12px 0;
}

/* Product panels in form */
.prod-panel { display: none; }
.prod-panel.active { display: block; }

/* Nav bar */
.nav-bar { display: flex; justify-content: space-between; margin-top: 28px; }
.btn-back {
  display: inline-flex; align-items: center; gap: 6px;
  background: white; color: var(--mid);
  font-family: 'Sora', sans-serif; font-size: 14px; font-weight: 500;
  padding: 12px 22px; border-radius: 8px;
  border: 1.5px solid var(--line); cursor: pointer;
  transition: all 0.2s;
}
.btn-back:hover { border-color: var(--mid); color: var(--charcoal); }
.btn-next {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--forest); color: white;
  font-family: 'Sora', sans-serif; font-size: 14px; font-weight: 600;
  padding: 13px 28px; border-radius: 8px;
  border: none; cursor: pointer;
  transition: background 0.2s;
}
.btn-next:hover { background: var(--forest-mid); }
.btn-submit-form {
  background: var(--gold); color: var(--forest-deep);
  font-family: 'Sora', sans-serif; font-size: 14px; font-weight: 700;
  padding: 13px 28px; border-radius: 8px;
  border: none; cursor: pointer;
  transition: background 0.2s;
  display: inline-flex; align-items: center; gap: 8px;
}
.btn-submit-form:hover { background: var(--gold-bright); }

/* Success */
.success-wrap { text-align: center; padding: 60px 20px; }
.success-icon { width: 80px; height: 80px; background: var(--forest); border-radius: 50%; display: grid; place-items: center; margin: 0 auto 24px; font-size: 32px; }
.success-wrap h2 { font-family: 'Playfair Display', serif; font-size: 34px; color: var(--forest); margin-bottom: 12px; }
.success-wrap p { color: var(--mid); font-size: 15px; max-width: 460px; margin: 0 auto 28px; }
.ref-num { display: inline-block; background: rgba(0,112,192,0.08); border: 1.5px solid rgba(0,112,192,0.25); border-radius: 8px; padding: 14px 32px; font-family: 'Playfair Display', serif; font-size: 22px; color: var(--forest); font-weight: 700; letter-spacing: 0.06em; }

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   CLAIMS PAGE
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
.claims-layout { max-width: 1100px; margin: 0 auto; padding: 60px 24px 80px; }
.claims-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-top: 48px; }
.claim-channel {
  background: white;
  border: 1.5px solid var(--line);
  border-radius: 16px;
  padding: 32px;
  transition: all 0.3s;
}
.claim-channel:hover { border-color: var(--forest-light); box-shadow: var(--shadow); transform: translateY(-2px); }
.cc-icon { font-size: 28px; margin-bottom: 14px; }
.cc-title { font-family: 'Playfair Display', serif; font-size: 20px; font-weight: 700; color: var(--charcoal); margin-bottom: 10px; }
.cc-desc { font-size: 13.5px; color: var(--mid); line-height: 1.7; margin-bottom: 20px; }
.cc-link {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 13px; font-weight: 600;
  color: var(--forest-mid);
  border: 1.5px solid var(--forest);
  border-radius: 7px;
  padding: 9px 18px;
  transition: all 0.2s;
  background: none; cursor: pointer;
  font-family: 'Sora', sans-serif;
}
.cc-link:hover { background: var(--forest); color: white; }
.claims-form-section { margin-top: 56px; }
.claims-form-section h3 {
  font-family: 'Playfair Display', serif;
  font-size: 28px; font-weight: 700;
  color: var(--charcoal); margin-bottom: 8px;
}
.claims-form-section p { font-size: 14px; color: var(--mid); margin-bottom: 32px; }
.claim-types { display: grid; grid-template-columns: repeat(4,1fr); gap: 12px; margin-bottom: 24px; }
.claim-type-btn {
  border: 2px solid var(--line);
  border-radius: 10px;
  padding: 16px 12px;
  text-align: center;
  cursor: pointer;
  transition: all 0.2s;
  background: white;
  font-family: 'Sora', sans-serif;
}
.claim-type-btn:hover { border-color: var(--forest-light); }
.claim-type-btn.active { border-color: var(--forest); background: rgba(0,112,192,0.04); }
.ctb-icon { font-size: 20px; margin-bottom: 6px; }
.ctb-label { font-size: 12px; font-weight: 600; color: var(--charcoal); }
.doc-list { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.doc-item {
  display: flex; align-items: center; gap: 10px;
  padding: 10px 14px;
  background: var(--cream);
  border: 1px solid var(--line);
  border-radius: 8px;
  font-size: 13.5px; color: var(--mid);
}
.doc-item::before { content: '📄'; font-size: 14px; }
.doc-item.opt::before { content: '📎'; opacity: 0.6; }
.doc-item.opt { opacity: 0.7; }
input[type="file"] {
  border: 2px dashed var(--faint);
  border-radius: 10px;
  padding: 20px;
  font-family: 'Sora', sans-serif;
  font-size: 13px;
  color: var(--mid);
  width: 100%;
  background: white;
  cursor: pointer;
  transition: border-color 0.2s;
}
input[type="file"]:hover { border-color: var(--forest-light); }

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   RESPONSIVE
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
@media (max-width: 900px) {
  nav { padding: 0 20px; }
  .hero-inner { grid-template-columns: 1fr; padding: 60px 24px 80px; }
  .hero-visual { display: none; }
  .products-grid { grid-template-columns: 1fr; }
  .how-steps { grid-template-columns: 1fr 1fr; }
  .how-steps::before { display: none; }
  .why-grid { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr 1fr; }
  .pd-grid { grid-template-columns: 1fr; }
  .fg { grid-template-columns: 1fr; }
  .prod-grid-choose { grid-template-columns: 1fr; }
  .plan-sel-grid { grid-template-columns: 1fr 1fr; }
  .claims-grid { grid-template-columns: 1fr; }
  .claim-types { grid-template-columns: 1fr 1fr; }
  .plan-cards { grid-template-columns: 1fr 1fr; }
  .section { padding: 64px 24px; }
  .page-hero { padding: 110px 24px 64px; }
}
@media (max-width: 600px) {
  .nav-links { display: none; }
  .hero h1 { font-size: 34px; }
  .hero-stats { gap: 20px; }
  .how-steps { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; }
  .step-bar { display: none; }
  .prod-grid-choose { grid-template-columns: 1fr; }
  .plan-sel-grid { grid-template-columns: 1fr 1fr; }
  .pd-header { flex-direction: column; }
  .pd-body { padding: 24px; }
  .pd-footer { flex-direction: column; gap: 12px; align-items: flex-start; }
  .plan-cards { grid-template-columns: 1fr 1fr; }
}

/* ── animations ── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(20px); }
  to { opacity: 1; transform: translateY(0); }
}
.hero-content > * { animation: fadeUp 0.7s ease both; }
.hero-content > *:nth-child(1) { animation-delay: 0.1s; }
.hero-content > *:nth-child(2) { animation-delay: 0.2s; }
.hero-content > *:nth-child(3) { animation-delay: 0.3s; }
.hero-content > *:nth-child(4) { animation-delay: 0.4s; }
.hero-content > *:nth-child(5) { animation-delay: 0.5s; }


/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   PARTNERS PAGE
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */

/* Hero override for partners */
.partners-hero {
  background: var(--forest-deep);
  min-height: 100vh;
  display: flex; align-items: center;
  padding-top: 68px;
  position: relative;
  overflow: hidden;
}
.partners-hero-bg {
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 60% 70% at 90% 40%, rgba(0,144,216,0.18) 0%, transparent 60%),
    radial-gradient(ellipse 50% 60% at 10% 70%, rgba(0,144,216,0.18) 0%, transparent 50%);
}
.partners-hero-dots {
  position: absolute; inset: 0;
  background-image: radial-gradient(circle, rgba(255,255,255,0.06) 1px, transparent 1px);
  background-size: 36px 36px;
}
.partners-hero-inner {
  position: relative; z-index: 2;
  max-width: 1200px; margin: 0 auto;
  padding: 80px 40px 100px;
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 80px; align-items: center;
}
.ph-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(0,144,216,0.15);
  border: 1px solid rgba(0,144,216,0.35);
  border-radius: 100px;
  padding: 6px 16px;
  font-size: 11px; font-weight: 700;
  letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--gold-bright);
  margin-bottom: 24px;
}
.ph-eyebrow::before { content: ''; width: 6px; height: 6px; background: var(--gold-bright); border-radius: 50%; }
.partners-hero h1 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(36px, 5vw, 56px);
  font-weight: 700; color: white;
  line-height: 1.1; letter-spacing: -0.02em;
  margin-bottom: 20px;
}
.partners-hero h1 em { color: var(--gold-bright); font-style: italic; }
.partners-hero-sub {
  font-size: 16px; font-weight: 300;
  color: rgba(255,255,255,0.65);
  line-height: 1.8; max-width: 460px;
  margin-bottom: 36px;
}
.ph-actions { display: flex; gap: 14px; flex-wrap: wrap; }
.ph-proof {
  display: flex; gap: 28px; margin-top: 44px;
  padding-top: 36px;
  border-top: 1px solid rgba(255,255,255,0.1);
  flex-wrap: wrap;
}
.php-item {}
.php-num {
  font-family: 'Playfair Display', serif;
  font-size: 26px; font-weight: 700;
  color: var(--gold-bright);
}
.php-label { font-size: 11.5px; color: rgba(255,255,255,0.45); margin-top: 2px; }

/* Right side — partner type cards */
.ph-right { display: flex; flex-direction: column; gap: 14px; }
.partner-type-pill {
  display: flex; align-items: center; gap: 16px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 14px;
  padding: 16px 22px;
  backdrop-filter: blur(8px);
  transition: all 0.3s;
  animation: floatIn 0.6s ease both;
}
.partner-type-pill:hover {
  background: rgba(255,255,255,0.1);
  border-color: rgba(0,144,216,0.4);
  transform: translateX(6px);
}
@keyframes floatIn {
  from { opacity: 0; transform: translateX(20px); }
  to { opacity: 1; transform: translateX(0); }
}
.partner-type-pill:nth-child(1) { animation-delay: 0.1s; }
.partner-type-pill:nth-child(2) { animation-delay: 0.2s; }
.partner-type-pill:nth-child(3) { animation-delay: 0.3s; }
.partner-type-pill:nth-child(4) { animation-delay: 0.4s; }
.partner-type-pill:nth-child(5) { animation-delay: 0.5s; }
.ptp-icon {
  font-size: 26px; flex-shrink: 0;
  width: 50px; height: 50px;
  background: rgba(255,255,255,0.08);
  border-radius: 10px;
  display: grid; place-items: center;
}
.ptp-name { font-size: 15px; font-weight: 700; color: white; }
.ptp-desc { font-size: 12px; color: rgba(255,255,255,0.5); margin-top: 2px; }
.ptp-arrow { margin-left: auto; font-size: 18px; color: var(--gold-bright); opacity: 0.6; }

/* ── Why partner stats bar ── */
.partner-stats-bar {
  background: var(--forest);
  padding: 24px 40px;
}
.psb-inner {
  max-width: 1200px; margin: 0 auto;
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 0; text-align: center;
}
.psb-item { padding: 8px 20px; }
.psb-item:not(:last-child) { border-right: 1px solid rgba(255,255,255,0.2); }
.psb-num {
  font-family: 'Playfair Display', serif;
  font-size: 28px; font-weight: 700;
  color: white;
}
.psb-label { font-size: 12px; font-weight: 600; color: rgba(255,255,255,0.7); margin-top: 3px; }

/* ── Partner segments ── */
.segments-section {
  background: white;
  padding: 96px 40px;
}
.segments-inner { max-width: 1200px; margin: 0 auto; }
.segments-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 24px; margin-top: 52px;
}
.segment-card {
  border: 1.5px solid var(--line);
  border-radius: 20px;
  overflow: hidden;
  transition: all 0.3s;
  cursor: pointer;
}
.segment-card:hover {
  border-color: var(--forest-light);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}
.segment-card.wide { grid-column: span 2; }
.sc-header {
  padding: 28px 28px 24px;
  border-bottom: 1px solid var(--line);
}
.sc-icon-row { display: flex; align-items: center; gap: 14px; margin-bottom: 14px; }
.sc-icon {
  width: 52px; height: 52px;
  border-radius: 12px;
  display: grid; place-items: center;
  font-size: 24px; flex-shrink: 0;
}
.sc-icon.green { background: rgba(0,112,192,0.08); }
.sc-icon.gold { background: rgba(0,144,216,0.1); }
.sc-icon.blue { background: rgba(0,112,192,0.08); }
.sc-label {
  font-size: 10px; font-weight: 700; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--gold);
}
.sc-name {
  font-family: 'Playfair Display', serif;
  font-size: 22px; font-weight: 700;
  color: var(--charcoal); letter-spacing: -0.01em;
}
.sc-desc { font-size: 13.5px; color: var(--mid); line-height: 1.7; margin-bottom: 20px; }
.sc-body { padding: 22px 28px; }
.sc-benefits { list-style: none; display: flex; flex-direction: column; gap: 10px; margin-bottom: 20px; }
.sc-benefit {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 13.5px; color: var(--mid);
}
.sc-dot {
  width: 18px; height: 18px; flex-shrink: 0;
  border-radius: 50%;
  background: rgba(0,112,192,0.08);
  border: 1.5px solid var(--forest-light);
  display: grid; place-items: center;
  font-size: 9px; color: var(--forest-mid);
  margin-top: 2px;
}
.sc-products {
  display: flex; flex-wrap: wrap; gap: 7px;
}
.sc-prod-tag {
  font-size: 11px; font-weight: 600;
  background: var(--cream);
  border: 1px solid var(--line);
  border-radius: 100px;
  padding: 4px 12px; color: var(--mid);
}

/* ── How it works for partners ── */
.partner-process {
  background: var(--cream);
  padding: 96px 40px;
}
.partner-process-inner { max-width: 1200px; margin: 0 auto; }
.process-timeline {
  display: grid; grid-template-columns: repeat(5, 1fr);
  gap: 0; margin-top: 56px;
  position: relative;
}
.process-timeline::before {
  content: '';
  position: absolute;
  top: 28px; left: 8%; right: 8%;
  height: 2px;
  background: linear-gradient(to right, var(--forest), var(--forest-mid), var(--forest-light));
}
.pt-step {
  text-align: center; padding: 0 12px;
  position: relative; z-index: 1;
}
.pt-num {
  width: 56px; height: 56px;
  border-radius: 50%;
  background: var(--cream);
  border: 2px solid var(--forest);
  display: grid; place-items: center;
  margin: 0 auto 20px;
  font-family: 'Playfair Display', serif;
  font-size: 20px; font-weight: 700;
  color: var(--forest);
}
.pt-step h4 { font-size: 14px; font-weight: 700; color: var(--charcoal); margin-bottom: 8px; }
.pt-step p { font-size: 12.5px; color: var(--mid); line-height: 1.6; }
.pt-duration {
  display: inline-block;
  background: var(--gold-pale);
  border: 1px solid var(--gold);
  border-radius: 100px;
  padding: 3px 10px;
  font-size: 10px; font-weight: 700;
  color: var(--gold); letter-spacing: 0.06em;
  margin-top: 8px;
}

/* ── Commission showcase ── */
.commission-section {
  background: var(--forest-deep);
  padding: 96px 40px;
}
.commission-inner { max-width: 1200px; margin: 0 auto; }
.commission-grid {
  display: grid; grid-template-columns: 1fr;
  gap: 48px; align-items: center; margin-top: 52px;
  max-width: 680px;
}
.comm-visual { display: flex; flex-direction: column; gap: 16px; }
.comm-bar {
  display: flex; align-items: center; gap: 16px;
}
.comm-bar-label { font-size: 13px; font-weight: 600; color: rgba(255,255,255,0.75); width: 160px; flex-shrink: 0; }
.comm-bar-track {
  flex: 1; height: 10px;
  background: rgba(255,255,255,0.08);
  border-radius: 100px;
  overflow: hidden;
}
.comm-bar-fill {
  height: 100%; border-radius: 100px;
  background: linear-gradient(to right, var(--forest-mid), var(--forest-light));
  animation: growBar 1.2s ease both;
  transform-origin: left;
}
@keyframes growBar {
  from { transform: scaleX(0); }
  to { transform: scaleX(1); }
}
.comm-bar-val {
  font-family: 'Playfair Display', serif;
  font-size: 18px; font-weight: 700;
  color: var(--gold-bright); width: 44px; text-align: right;
  flex-shrink: 0;
}
.comm-note {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 12px;
  padding: 18px 22px;
  font-size: 13px; color: rgba(255,255,255,0.55);
  line-height: 1.7;
  margin-top: 8px;
}
.comm-points { list-style: none; display: flex; flex-direction: column; gap: 18px; }
.comm-point { display: flex; gap: 14px; align-items: flex-start; }
.comm-check {
  width: 26px; height: 26px; flex-shrink: 0;
  border-radius: 50%;
  background: rgba(0,144,216,0.2);
  border: 1.5px solid var(--forest-light);
  display: grid; place-items: center;
  font-size: 11px; color: #60C0F0;
  margin-top: 1px;
}
.comm-point-text strong { font-size: 14px; font-weight: 700; color: white; display: block; margin-bottom: 3px; }
.comm-point-text span { font-size: 13px; color: rgba(255,255,255,0.5); line-height: 1.6; }

/* ── Testimonial / social proof ── */
.proof-section { background: var(--parchment); padding: 80px 40px; }
.proof-inner { max-width: 1200px; margin: 0 auto; }
.proof-cards {
  display: grid; grid-template-columns: repeat(3,1fr);
  gap: 20px; margin-top: 44px;
}
.proof-card {
  background: white;
  border: 1.5px solid var(--line);
  border-radius: 16px;
  padding: 28px;
}
.proof-stars { color: var(--gold); font-size: 14px; margin-bottom: 14px; letter-spacing: 2px; }
.proof-quote {
  font-family: 'Playfair Display', serif;
  font-size: 15px; font-style: italic;
  color: var(--charcoal); line-height: 1.75;
  margin-bottom: 20px;
}
.proof-author { display: flex; align-items: center; gap: 12px; }
.proof-avatar {
  width: 40px; height: 40px;
  border-radius: 50%;
  display: grid; place-items: center;
  font-size: 16px;
  flex-shrink: 0;
}
.proof-avatar.g { background: rgba(0,112,192,0.1); }
.proof-avatar.b { background: rgba(0,112,192,0.1); }
.proof-avatar.o { background: rgba(0,144,216,0.1); }
.proof-name { font-size: 13px; font-weight: 700; color: var(--charcoal); }
.proof-role { font-size: 11.5px; color: var(--muted); }

/* ── Registration Form ── */
.reg-section { background: white; padding: 96px 40px; }
.reg-inner { max-width: 1100px; margin: 0 auto; }
.reg-layout { display: grid; grid-template-columns: 1fr 1.6fr; gap: 64px; align-items: flex-start; }
.reg-left {}
.reg-checklist { margin-top: 28px; list-style: none; display: flex; flex-direction: column; gap: 14px; }
.reg-check-item { display: flex; gap: 12px; align-items: flex-start; }
.rc-dot {
  width: 22px; height: 22px; flex-shrink: 0;
  border-radius: 50%;
  background: rgba(0,112,192,0.1);
  border: 1.5px solid var(--forest-light);
  display: grid; place-items: center;
  font-size: 10px; color: var(--forest-mid);
  margin-top: 1px;
}
.rc-text strong { font-size: 13.5px; font-weight: 700; color: var(--charcoal); display: block; }
.rc-text span { font-size: 12.5px; color: var(--mid); }
.reg-promise {
  background: var(--gold-pale);
  border: 1.5px solid var(--gold);
  border-radius: 12px;
  padding: 20px 22px;
  margin-top: 28px;
  font-size: 13px; color: var(--mid);
  line-height: 1.7;
}
.reg-promise strong { color: var(--charcoal); }
.reg-form-card {
  background: var(--cream);
  border: 1.5px solid var(--line);
  border-radius: 20px;
  padding: 36px;
}
.reg-form-title {
  font-family: 'Playfair Display', serif;
  font-size: 24px; font-weight: 700;
  color: var(--charcoal); margin-bottom: 6px;
}
.reg-form-sub { font-size: 13.5px; color: var(--mid); margin-bottom: 28px; }
.form-section-label {
  font-size: 10px; font-weight: 700;
  letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--gold); margin: 20px 0 12px;
  display: block;
}
.partner-type-select {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 10px; margin-bottom: 4px;
}
.pts-btn {
  border: 2px solid var(--line);
  border-radius: 10px;
  padding: 14px 10px;
  text-align: center;
  cursor: pointer;
  transition: all 0.2s;
  background: white;
  font-family: 'Sora', sans-serif;
}
.pts-btn:hover { border-color: var(--forest-light); }
.pts-btn.sel { border-color: var(--forest); background: rgba(0,112,192,0.04); }
.pts-btn input { position: absolute; opacity: 0; }
.pts-icon { font-size: 20px; margin-bottom: 6px; }
.pts-label { font-size: 11.5px; font-weight: 700; color: var(--charcoal); }
.pts-sub { font-size: 10px; color: var(--muted); margin-top: 2px; }

/* ── Multi-select products interest ── */
.interest-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 8px;
}
.interest-btn {
  display: flex; align-items: center; gap: 10px;
  border: 1.5px solid var(--line);
  border-radius: 8px;
  padding: 11px 14px;
  cursor: pointer;
  transition: all 0.2s;
  background: white;
  font-size: 12.5px; font-weight: 600;
  color: var(--mid);
  font-family: 'Sora', sans-serif;
}
.interest-btn:hover { border-color: var(--forest-light); color: var(--charcoal); }
.interest-btn.sel { border-color: var(--forest); background: rgba(0,112,192,0.05); color: var(--forest); }
.interest-btn .ib-icon { font-size: 16px; }
.interest-btn input { position: absolute; opacity: 0; }

/* ── Success state ── */
.reg-success {
  display: none;
  text-align: center; padding: 60px 20px;
}
.reg-success.show { display: block; }
.reg-success-icon {
  width: 80px; height: 80px;
  background: var(--forest);
  border-radius: 50%; display: grid; place-items: center;
  margin: 0 auto 24px; font-size: 32px;
}
.reg-success h3 {
  font-family: 'Playfair Display', serif;
  font-size: 30px; color: var(--forest); margin-bottom: 12px;
}
.reg-success p { color: var(--mid); font-size: 15px; max-width: 460px; margin: 0 auto 24px; }
.reg-ref {
  display: inline-block;
  background: rgba(0,112,192,0.08);
  border: 1.5px solid rgba(0,112,192,0.25);
  border-radius: 8px; padding: 14px 32px;
  font-family: 'Playfair Display', serif;
  font-size: 22px; color: var(--forest); font-weight: 700;
  letter-spacing: 0.08em;
}
.reg-next-steps {
  display: grid; grid-template-columns: repeat(3,1fr);
  gap: 14px; margin-top: 32px; text-align: left;
}
.rns-card {
  background: var(--cream);
  border: 1px solid var(--line);
  border-radius: 10px; padding: 18px;
}
.rns-step { font-size: 10px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--gold); margin-bottom: 6px; }
.rns-text { font-size: 13px; color: var(--mid); line-height: 1.6; }

/* responsive */
@media (max-width: 900px) {
  .partners-hero-inner { grid-template-columns: 1fr; gap: 40px; padding: 60px 24px 80px; }
  .ph-right { display: none; }
  .psb-inner { grid-template-columns: repeat(2,1fr); }
  .psb-item:nth-child(2) { border-right: none; }
  .segments-grid { grid-template-columns: 1fr; }
  .segment-card.wide { grid-column: span 1; }
  .process-timeline { grid-template-columns: 1fr 1fr; }
  .process-timeline::before { display: none; }
  .commission-grid { grid-template-columns: 1fr; }
  .proof-cards { grid-template-columns: 1fr; }
  .reg-layout { grid-template-columns: 1fr; }
  .partner-type-select { grid-template-columns: repeat(2,1fr); }
  .reg-next-steps { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
  .partner-stats-bar { padding: 24px; }
  .psb-inner { grid-template-columns: 1fr 1fr; }
  .process-timeline { grid-template-columns: 1fr; }
  .partner-type-select { grid-template-columns: repeat(2,1fr); }
  .interest-grid { grid-template-columns: 1fr; }
  .segments-section { padding: 64px 24px; }
  .commission-section { padding: 64px 24px; }
  .reg-section { padding: 64px 24px; }
  .reg-form-card { padding: 24px; }
}

━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
.pricing-info-box {
  background: var(--cream);
  border: 1.5px solid var(--line);
  border-radius: 10px;
  padding: 18px 20px;
  display: flex; gap: 14px; align-items: flex-start;
}
.pib-icon { font-size: 22px; flex-shrink: 0; margin-top: 2px; }
.pib-text strong { font-size: 14px; font-weight: 700; color: var(--charcoal); display: block; margin-bottom: 5px; }
.pib-text p { font-size: 13px; color: var(--mid); line-height: 1.6; margin: 0; }
.pricing-factors { margin-top: 14px; }
.pf-label { font-size: 11px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.08em; color: var(--muted); margin-bottom: 8px; }
.pf-tags { display: flex; flex-wrap: wrap; gap: 8px; }
.pf-tags span {
  font-size: 12px; font-weight: 500;
  background: white; border: 1.5px solid var(--forest-light);
  color: var(--forest); border-radius: 100px; padding: 4px 14px;
}

/* ── Tier grid (PA) ── */
.tier-grid { display: flex; flex-direction: column; gap: 8px; }
.tier-item {
  display: flex; align-items: center; justify-content: space-between;
  padding: 12px 16px;
  border: 1.5px solid var(--line);
  border-radius: 8px;
  background: white;
  gap: 12px;
}
.tier-item.tier-mid {
  border-color: var(--gold);
  background: var(--gold-pale);
}
.tier-name { font-weight: 700; font-size: 13px; color: var(--charcoal); flex-shrink: 0; }
.tier-desc { font-size: 12.5px; color: var(--muted); text-align: right; }

/* ── Plan tiers display (FE) ── */
.plan-tiers-display { display: flex; flex-direction: column; gap: 8px; }
.ptd-item {
  display: flex; align-items: center; justify-content: space-between;
  gap: 12px;
  padding: 11px 16px;
  border: 1px solid var(--line);
  border-radius: 8px; background: white;
}
.ptd-item.ptd-pop {
  border-color: var(--gold); background: var(--gold-pale);
}
.ptd-name { font-size: 13px; font-weight: 700; color: var(--charcoal); flex-shrink: 0; }
.ptd-desc { font-size: 12px; color: var(--muted); text-align: right; }

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   FAQ PAGE
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
.faq-layout { max-width: 860px; margin: 0 auto; padding: 60px 24px 80px; }
.faq-cats {
  display: flex; flex-wrap: wrap; gap: 10px;
  margin: 32px 0 40px;
}
.faq-cat {
  background: white; border: 1.5px solid var(--line);
  border-radius: 100px; padding: 8px 20px;
  font-size: 13px; font-weight: 600; color: var(--mid);
  cursor: pointer; transition: all 0.2s;
}
.faq-cat:hover, .faq-cat.active {
  background: var(--forest); color: white; border-color: var(--forest);
}
.faq-group { display: none; }
.faq-group.active { display: block; }
.faq-group-title {
  font-family: 'Playfair Display', serif;
  font-size: 22px; font-weight: 700;
  color: var(--charcoal);
  margin-bottom: 20px;
  padding-bottom: 12px;
  border-bottom: 2px solid var(--line);
  display: flex; align-items: center; gap: 12px;
}
.faq-group-title span { font-size: 22px; }
.faq-item {
  border: 1.5px solid var(--line);
  border-radius: 12px;
  margin-bottom: 12px;
  background: white;
  overflow: hidden;
  transition: border-color 0.2s;
}
.faq-item.open { border-color: var(--forest-light); }
.faq-q {
  padding: 18px 24px;
  display: flex; align-items: center; justify-content: space-between;
  cursor: pointer; gap: 16px;
  user-select: none;
}
.faq-q-text { font-size: 15px; font-weight: 600; color: var(--charcoal); }
.faq-item.open .faq-q-text { color: var(--forest); }
.faq-toggle {
  width: 28px; height: 28px; flex-shrink: 0;
  border-radius: 50%;
  border: 1.5px solid var(--faint);
  display: grid; place-items: center;
  font-size: 16px; color: var(--muted);
  transition: all 0.3s;
  background: var(--cream);
}
.faq-item.open .faq-toggle {
  background: var(--forest); border-color: var(--forest);
  color: white; transform: rotate(45deg);
}
.faq-a {
  display: none;
  padding: 0 24px 20px;
  font-size: 14px; color: var(--mid);
  line-height: 1.8;
}
.faq-item.open .faq-a { display: block; }
.faq-a strong { color: var(--charcoal); }
.faq-a ul { margin: 8px 0 0 16px; }
.faq-a ul li { margin-bottom: 4px; }

/* Still need help box */
.faq-still-help {
  background: var(--forest);
  border-radius: 16px;
  padding: 40px;
  text-align: center;
  margin-top: 48px;
}
.faq-still-help h3 {
  font-family: 'Playfair Display', serif;
  font-size: 24px; font-weight: 700;
  color: white; margin-bottom: 10px;
}
.faq-still-help p { color: rgba(255,255,255,0.65); font-size: 14px; margin-bottom: 24px; }
.faq-contact-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}
.fcc {
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 10px;
  padding: 16px;
}
.fcc-icon { font-size: 22px; margin-bottom: 8px; }
.fcc-label { font-size: 11px; text-transform: uppercase; letter-spacing: 0.08em; color: rgba(255,255,255,0.5); margin-bottom: 4px; }
.fcc-val { font-size: 13.5px; font-weight: 600; color: white; }

@media (max-width: 600px) {
  .faq-contact-grid { grid-template-columns: 1fr; }
  .tier-item { flex-direction: column; align-items: flex-start; }
  .tier-desc { text-align: left; }
  .ptd-item { flex-direction: column; align-items: flex-start; }
  .ptd-desc { text-align: left; }
}



/*━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
  PRIVACY PAGE
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
/* Container */
.policy-container {
  max-width: 900px;
  margin: 0 auto;
  padding: 40px 20px;
}

/* Hero Section */
.policy-hero {
  text-align: center;
  margin-bottom: 30px;
}

.policy-hero h1 {
  font-size: 36px;
  margin: 10px 0;
}

.policy-hero em {
  color: var(--gold-bright);
  font-style: normal;
}

.policy-sub {
  color: #666;
  font-size: 14px;
}

/* Card */
.policy-card {
  background: #fff;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.05);
  line-height: 1.7;
  font-size: 15px;
}

/* Headings */
.policy-card h3 {
  margin-top: 25px;
  font-size: 18px;
  color: #222;
}

/* Lists */
.policy-card ul {
  padding-left: 20px;
  margin-top: 10px;
}

.policy-card li {
  margin-bottom: 6px;
}

/* Paragraph spacing */
.policy-card p {
  margin: 10px 0;
}

.toast {
  padding: 10px 15px;
  margin-bottom: 10px;
  border-radius: 4px;
  box-shadow: 0 2px 6px rgba(0,0,0,0.2);
  opacity: 0;
  transition: opacity 0.3s;
  color: white;
}

.toast-success { background: #4caf50; }
.toast-error { background: #f44336; }
.toast-warning { background: #ff9800; }

/* Responsive */
@media (max-width: 768px) {
  .policy-hero h1 {
    font-size: 28px;
  }

  .policy-card {
    padding: 20px;
  }
}